The first all-wheel-drive M5, and widely considered the most reliable of the modern M5 generations. The S63TU4 twin-turbo V8 is a mature engine with fewer catastrophic risks than the E60 V10 or F10 V8 predecessors. The M xDrive system and ZF 8-speed deliver remarkable everyday usability combined with supercar acceleration. High running costs come mainly from consumables (large tyres, heavy brake wear) rather than fundamental unreliability.
Most reliable modern M5 generation
Mature, well-proven S63 V8 platform
Coolant tank design flaw (recall)
High consumable costs (tyres, brakes)
Buy if: You want a 600+ hp daily driver with AWD confidence and can verify the coolant tank and fuel pump recalls are completed.
Avoid if: You cannot budget for high-performance consumable costs or the car has unknown recall status and incomplete service history.
Expected Annual Maintenance Costs
Common Problems
Plastic tank in the hot V of the engine cracks along a seam, leaking coolant onto fuel injectors · more· less
The coolant expansion tank sits between the two turbochargers in the engine V. Heat degrades the plastic, causing it to crack at a seam. Leaked coolant drips directly onto cylinders 5-8 fuel injectors and ignition coils. If caught early, the tank replacement costs around €150-300 in parts plus labor. If coolant has contaminated injectors, replacing 4 injectors adds €1,500-3,000. BMW issued a TSB (17 02 22) and later a recall for 2018-2023 models produced between November 2017 and September 2022. Verify with VIN whether the revised tank (part 17137889450) has been fitted. Failures have been documented at as early as 5,000 km and as late as 60,000 km. The LCI models (2021+) shipped with the revised tank.
ECU software causes fuel pump to stop, leading to engine stall on restart · more· less
Primarily affects early 2018 production models. BMW recalled approximately 850 vehicles where the engine control unit software could cause the fuel pump to stop functioning during certain driving conditions. Symptoms include engine dying on startup or stalling. A separate recall (19V-513) addressed high-pressure fuel pump flanges that were not properly attached, causing potential fuel leaks on 2019-2020 models. Both recalls involve free dealer repairs. If purchasing used, verify completion with VIN. If the recall was not performed and the pump has failed out of warranty, replacement costs €800-1,500.
Clutch pack wear in transfer case causes vibration during low-speed maneuvers · more· less
The M xDrive system uses a transfer case with clutch packs that can wear over time, particularly in cars driven aggressively or on track. Symptoms include shuddering or binding sensation during tight turns at low speed, similar to 4WD binding. The actuator motor is often the first component to fail and can be replaced separately for €1,000-2,000. If the internal clutch packs are worn, full transfer case replacement runs €3,500-5,000. Regular fluid changes at 100,000 km help prevent this. Most reported cases appear beyond 80,000 km.
Oil deposit buildup causes variable valve timing solenoids to stick or fail · more· less
The S63 engine uses four VANOS solenoids that can develop deposits over time, particularly with extended oil change intervals. Symptoms include rough idle, hesitation, power loss, and fault codes. Individual solenoid replacement costs €100-200 per unit. Replacing all four with labor typically costs €400-800. If left unaddressed, incorrect valve timing can cause secondary damage. Generally appears around or beyond 100,000 km. Using high-quality oil and maintaining strict 10,000 km or annual oil change intervals significantly reduces risk.
Wastegate flap develops play causing rattle and potential boost loss at very high mileage · more· less
The twin turbochargers on the S63TU4 are generally robust, but wastegate actuator bushings can wear over time, causing a rattle on cold start or deceleration. In most cases this is cosmetic and does not affect performance. If wastegate wear progresses to cause boost leaks or fault codes, turbo replacement is required. Single turbo replacement costs €3,000-4,000 including labor. Full twin-turbo replacement at a dealer can reach €6,000-8,000. This is rare on stock engines under 150,000 km. Heavily tuned cars are at much higher risk.
Knocking noise from front axle, often caused by loose subframe bolts or worn thrust arm bushings · more· less
Multiple F90 owners report a clunking noise from the front suspension during low-speed maneuvers or over bumps. BMW dealers have identified two causes: improperly torqued subframe stiffener plate bolts (free fix under warranty, cheap if out of warranty) and worn thrust arm bushings (common BMW wear item). Bushing replacement costs €300-600 per side. If the noise persists without repair, it can lead to uneven tire wear. Most reports occur between 40,000-80,000 km. The LCI model's revised adaptive suspension has somewhat reduced reports.
High oil consumption beyond 1L per 1,500 km at very high mileage indicates valve stem seal wear · more· less
BMW considers up to 1L per 1,500 km acceptable for M engines under hard use. However, if consumption exceeds this or blue smoke is visible on startup, valve stem seals are likely worn. Due to the hot-vee turbo configuration generating extreme heat, seals degrade faster than in naturally aspirated engines. Repair requires removing VANOS units and camshafts, costing €2,500-5,000 depending on shop. Most F90 M5s at normal mileage (under 100,000 km) show acceptable consumption with proper oil choice. Strict adherence to 10,000 km oil change intervals helps longevity.
Most reliable modern M5, but still a complex high-performance car
The F90 M5 is a significant reliability improvement over both the E60 V10 and F10 V8 predecessors. The S63TU4 engine is mature and proven, with most early issues (LPFP, coolant tank) addressed via recalls. Long-term risks are manageable with proper maintenance. The main ownership cost driver is consumables: wide performance tires, aggressive brake wear, and large-capacity oil changes. Budget accordingly for a car that weighs nearly 2 tonnes and produces over 600 hp.
Recalls and Technical Service Bulletins
Coolant expansion tank leak risk (2018-2023, produced Nov 2017-Sep 2022)
Critical - verify completed
ECU software causing fuel pump stop (2018 models)
Verify completed
High-pressure fuel pump flange crack (2019-2020 models)
Verify completed
Transmission wiring harness potential short (2018 models)
Verify completed
Fuel gauge over-reading (2018 models)
Verify completed
Contact BMW with the VIN to verify all recalls have been completed. The coolant expansion tank recall is particularly critical as unaddressed leaks can cause expensive injector damage.
Warranty Status
Factory warranty (2 years, no km limit)
Expired on most used F90 M5s
BMW 2+1 extension (3 years total from Nov 2016)
Expired on 2018-2022 models
Extended warranty (BMW Plus)
Available through BMW dealers, varies by age/mileage
Rust perforation warranty (12 years)
Active on all F90 M5s until at least 2030
Most used F90 M5s are outside their original 3-year factory warranty. BMW extended warranty packages are available but exclude wear items and may have mileage restrictions. The coolant tank recall work is performed regardless of warranty status.
This report is for informational purposes only and does not constitute professional advice. Estimates may be inaccurate. Always have a qualified specialist inspect the vehicle before purchase. We accept no liability for decisions made based on this information.