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BMW X4M Competition F98 Reliability

Last updated: January 2026

F98 (2019-2024) · S58 3.0L twin-turbo inline-6 · 510 hp

BMW's high-performance SUV coupe with the acclaimed S58 engine - one of BMW's strongest M powertrains. Built on lessons learned from the S55, the S58 features forged internals and a closed-deck design for durability. Main concerns: high-pressure fuel pump failures (expensive), rapid tire wear (11,000 miles reported), electric water pump leaks, and charge pipe brittleness. The S58 is relatively new (2019+) so high-mileage data is limited, but early indicators suggest good reliability in stock form. Performance braking and xDrive system add maintenance complexity and cost.

Expected Annual Maintenance Costs
€2,400 - €4,100/year
15,000 km/year
Fixed costs
€1,400-2,400
Risk buffer
€1,000-1,700
What Can Break bars = likelihood
Strong engine, but high-performance components add cost
The S58 engine is one of BMW's most robust M powertrains, built on lessons from the S55 and B58. With forged internals, closed-deck design, and low compression ratio, it's engineered for durability even at high power levels. After 4+ years in production, no widespread failures have emerged in stock form. However, this is a heavy performance SUV with high-stress components: aggressive tires wear quickly, M-spec brakes are expensive, and the xDrive system adds complexity. High-mileage data is still limited since the newest examples are only 5 years old. Proper maintenance is essential.
Pre-Purchase Inspection Checklist
General checks
Specific for this vehicle
Recalls and Technical Service Bulletins
Rearview camera image obscured (2019-2021) Verify completed
Seat frame welding issue (2019-2021) Verify completed
Rear license plate illumination (2022) Verify completed
Electric water pump short circuit (2024 recall - check if applies) Verify with dealer
Contact a BMW dealer with the VIN to verify all recalls have been completed. The BMW X4 has 27 known recalls according to tracking databases. Pay special attention to the 2024 water pump recall affecting 720,000+ BMW vehicles.
Warranty Status
Factory warranty (4 years / 50,000 miles) Expired on 2019-2020 models
BMW extended warranty (up to 7 years / 100,000 miles) Available from dealer
BMW Platinum extended warranty €5,700 (approximate)
2019-2020 X4M models are now outside their 4-year factory warranty. BMW offers extended warranty coverage up to 7 years or 100,000 miles with two levels of protection. The Platinum plan costs approximately €5,700 and provides comprehensive coverage. Given the high cost of S58 engine repairs (HPFP, water pump, turbos), extended warranty may provide peace of mind. Contact BMW dealer for personalized quote based on vehicle age and mileage.

This report is for informational purposes only and does not constitute professional advice. Estimates may be inaccurate. Always have a qualified specialist inspect the vehicle before purchase. We accept no liability for decisions made based on this information.

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