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BMW X4M Competition F98

2019-2025Last reviewed: May 2026 · How this report is builtMay 2026

2019-2025 · 3.0L S58 twin-turbo inline-6 (510 hp) xDrive with ZF 8-speed M Steptronic

BMW's coupe-SUV with full M treatment, sharing its S58 twin-turbo inline-six with the M3 and M4. The Competition trim produces 510 hp and 650 Nm through all four wheels, delivering 0-100 km/h in 3.8 seconds. The pre-LCI (2019-2021) and LCI (2022-2025) share the same drivetrain, with the facelift bringing cosmetic updates and revised infotainment. Production ended in late 2025 with no direct combustion successor planned. The S58 is widely regarded as one of BMW's strongest modern engines, and the ZF 8HP automatic is proven across the range.

Robust S58 engine, no crank hub issue Proven ZF 8HP, excellent xDrive system
Rear diff mounting bolt can shear 21-inch tires wear fast and cost heavily
Buy if: You want M3/M4 performance in an SUV body and can budget for high consumable costs and proactive differential bolt inspection.
Avoid if: You cannot absorb the high tire and brake costs, or you need a car that can sit for weeks without a trickle charger.
Expected Annual Maintenance Costs
€1,450 - €2,550/year
15,000 km/year
Fixed costs
€900-1,550
Risk buffer
€550-1,000
Common Problems
Strong engine and drivetrain, but high consumable costs and rear diff bolt need attention
The S58 twin-turbo inline-six is widely regarded as one of BMW's best modern engines, addressing the S55's crank hub weakness with a reinforced closed-deck block and metal oil filter housing. The ZF 8HP automatic and xDrive system are proven and reliable. The main X4M-specific concern is the undersized rear differential mounting bolt, which has prompted an aftermarket industry of upgraded solutions. Transfer case fluid changes are essential despite BMW's lifetime fill claim. Carbon buildup is inherent to direct injection and requires periodic walnut blasting. The biggest ongoing ownership cost is the 21-inch staggered tire setup, which wears quickly and costs heavily to replace. Overall, the X4M Competition is mechanically sound for a high-performance SUV, but running costs are substantial.
Pre-Purchase Inspection Checklist
General checks
Specific for this vehicle
Recalls and Technical Service Bulletins
Starter relay fire risk — corrosion can cause short circuit (2019-2021 production, KBA reference 15632R/15633R) Verify completed
S58 rod bearing manufacturing defect (mid-2019 production run) Verify completed
S58 main bearing shell defect (late-2021 Competition models) Verify completed
Seat frame welding defect (2019-2021 models) Verify completed
Front seat belt buckle sensor malfunction (2020 models) Verify completed
Rear license plate illumination (2022 models) Verify completed
Contact BMW with the VIN to verify all recalls have been completed. The starter relay recall is particularly important due to fire risk. The bearing recalls affected specific production windows — verify VIN-level status even if the model year appears unaffected.
Warranty Status
Factory warranty (2 years, no km limit) Expired on most used X4M models (3 years for cars sold from Nov 2016 under 2+1 scheme)
Rust perforation warranty (12 years) Check remaining coverage based on first registration date
BMW extended warranty Available through BMW dealers, varies by age and mileage
Most used BMW X4M Competition models are outside their original factory warranty. The 2+1 scheme (2 years standard plus 1 year if serviced at BMW) applies to cars sold from November 2016 onward. Extended warranty options are available through BMW dealers but typically exclude wear items and pre-existing conditions.

↔ Also consider

BMW X3 M40i G01 2018-2024 Same platform with B58 engine. Lower running costs from smaller tires and less aggressive drivetrain. Coolant system plastic parts and transfer case are shared concerns. Porsche Macan S 95B 2014-2024 V6 alternative with sharper handling. Timing cover oil leak (95B.1) and transfer case shudder are the main risks. Bore scoring is rare but catastrophic. BMW M3 G80 2021-present Same S58 engine, identical engine reliability. Sedan body means lower tire and brake costs. IBS brake module recall is a shared concern on LCI models. BMW M4 F82 2014-2020 Previous-gen M coupe with S55 twin-turbo I6. Known crank hub concern that the S58 eliminates. Lower fixed costs from smaller tires and lighter weight. Alfa Romeo Stelvio 2.0 Turbo 2017-present Engaging handling on the Giorgio platform. Less powerful but significantly cheaper to run. Battery drain and electrical gremlins are the main concerns.

This report is for informational purposes only and does not constitute professional advice. Estimates may be inaccurate. Always have a qualified specialist inspect the vehicle before purchase. We accept no liability for decisions made based on this information.